3D Secure
Superior Engineering utilize 3D Secure technology across our ecommerce platform to ensure your online purchases are secure.
How Does It Work?
3D security protocol adds an additional level of payment protection to an online transaction. In order to complete an online purchase, the cardholder is asked to provide proof of identity by entering a unique password, an SMS code or a temporary PIN.
Different banking and card networks provide their own 3D Secure transaction products, these include MasterCard SecureCode, Verified by Visa, Discover ProtectBuy & SafeKey.
Step 1
Card information collection
The cardholder enters their unique credit/debit card data.
Step 2
3D Secure enrollment confirmation
The system checks whether or not the card is registered for 3D Secure.
Step 3
Redirection to provider's 3D Secure page
If 3D Secure enrollment is confirmed the client is then redirected to a 3D Secure page served by the card provider.
Step 4
Additional security authentication
On the provider's website, the client will be asked to enter their unique password or a one-time authentication code which will be emailed to their confirmed email address or sent to their confirmed phone number.
Step 5
Redirection to merchant's website
If the cardholder authentication went successfully the cardholder is then redirected back to a merchant's website for payment confirmation.
Step 6
Payment Confirmation
Once back on the merchant's site, the customer will receive confirmation of a successful payment.